We Accept Most Private Insurance Plans
Resurgence strives to keep our inpatient and intensive outpatient services affordable for people who need rehab treatment. We want to expand necessary access to health care for substance use disorder and other forms of mental illness.
In addition to reducing out-of-pocket costs, we also accept coverage from a wide range of private health care insurance providers. We take most insurance coverage under preferred provider organization plans.
Cigna Insurance Coverage for Drug Rehab
Resurgence Behavioral Health is committed to helping individuals grappling with substance abuse and mental health issues. We accept Cigna health insurance plans, which are part of Cigna Corporation. This international life insurance company offers various insurance plans, including health and dental, making healthcare accessible to individuals from various backgrounds.
Our addiction treatment center in Riverside, CA, provides specialized substance abuse treatment and mental health services. Through Cigna insurance, clients can avail themselves of our high-quality residential or outpatient programs, ensuring affordable care. Cigna’s extensive coverage, including mental health insurance, enables individuals to focus on recovery without financial burdens.
Does Cigna Cover Drug and Alcohol Rehab?
Cigna, a prominent insurance provider, does offer coverage for drug and alcohol addiction treatment under many of its plans. However, the extent and specifics of the coverage can vary based on the plan you are enrolled in and your location.
One of the key distinctions to be aware of is whether the rehab facility you are considering is in-network or out-of-network with Cigna. An in-network provider has an agreement with Cigna to offer services at a discounted rate, resulting in lower out-of-pocket costs for the policyholder. Conversely, out-of-network providers may result in higher costs. Mainly, if you have a Cigna HMO plan, it’s crucial to note that out-of-network treatment may not be covered.
Additionally, understanding the out-of-pocket expenses associated with your Cigna health insurance plan is essential. These expenses include deductibles, co-pays, and coinsurance. The deductible is a set amount you must pay for covered health services before your insurance begins to cover costs. For instance, if your plan has a $1,000 deductible, you must pay the first $1,000 in healthcare services before Cigna’s coverage kicks in.
Co-pays are flat fees for covered services such as medications, primary care visits, or specialist consultations. Coinsurance is the percentage of costs for a covered service that you are responsible for paying. For example, if your Cigna plan has an 80/20 split, Cigna will cover 80% of the cost of the service while you are responsible for the remaining 20%.
Providers we Accept
Most major insurance plans cover inpatient and outpatient services at addiction treatment facilities. In fact, the federal Affordable Care Act requires insurance coverage providers to pay for drug and alcohol rehab as essential health benefits, whether you have a PPO or an HMO plan.
Different health plans typically have different levels of drug addiction coverage, so we can help you navigate your insurance policy and find the outpatient or residential treatment plan that best fits your needs while reducing your out-of-pocket expenses as much as possible.
We are in-network with the following providers: Aetna, Anthem, Blue Cross Blue Shield, and Molina Healthcare of California
We also accept most plans from major providers including Beacon Healthcare Systems, Cigna, Kaiser Permanente, Optum, PHCS, UMR, and United Healthcare
Mental Health Treatment Covered By Cigna
Get Verified & Get Started
Contact Resurgence Behavioral Health now to get help for dependence on drug and alcohol, including substance abuse treatment with a dual diagnosis of mental illness. You can call (855) 458-0050 or reach out online to get verified at our rehab facilities today.
As a responsible insurance provider, Cigna recognizes the importance of mental health in the overall well-being of individuals. Under the Patient Protection and Affordable Care Act, mental health care and substance abuse treatment services are deemed “essential benefits.” This implies that all traditional health plans, including those offered by Cigna, must cover various mental health services and substance abuse treatments.
Cigna’s health plans cover outpatient and inpatient mental health services and substance abuse treatments. This includes counseling, psychotherapy, and various specialized therapies. Moreover, the Affordable Care Act prohibits Cigna and other insurance companies from imposing annual or lifetime limits on these essential benefits. Consequently, there is reassurance that your plan will cover your treatment, irrespective of the accumulated costs.
Your Cigna plan may include coverage for the following mental health services:
Get Verified & Get Started
Contact Resurgence Behavioral Health now to get help for dependence on drug and alcohol, including substance abuse treatment with a dual diagnosis of mental illness. You can call (855) 458-0050 or reach out online to get verified at our rehab facilities today.
Make the Most of Your Cigna Health Insurance Plan
Know Your Plan
Your Cigna health insurance benefits may cover the full cost or a portion of the treatment. It’s imperative to understand what your health plan encompasses. You may check your insurance benefits book or access the Cigna insurance portal. Understanding what is covered is key to leveraging the services to the fullest.
Prior Authorization
Certain treatments or rehab services may require prior authorization. Be informed and prepared to avoid delays in starting your treatment.
Payment Plans and Low-Cost Options
In cases where Cigna covers only part of the treatment, Resurgence offers payment plans and low-cost options. Our primary objective is to ensure you receive the best care without financial strain.
Use Cigna Rehab Coverage for Addiction & Mental Health Treatment
Our success rate is a testament to the excellence and compassion that we offer. Resurgence Behavioral Health is devoted to aiding you or your loved ones through recovery. Don’t let financial concerns deter you from seeking the help you need. With Cigna healthcare insurance coverage, a brighter, substance-free future is within reach. Explore the possibilities that our inpatient rehab center in Riverside, CA, offers.
Contact us today, and our dedicated team will assist you in understanding your Cigna insurance benefits and how best to utilize them for addiction treatment.
Disclaimer: The information provided in this article has not been approved by Cigna. The content is based on research and conclusions of the author and Resurgence makes no assurances as to its accuracy, nor does Resurgence claim to have any authority to speak on behalf of Cigna. Please contact Cigna or one of their authorized agents for more details about their programs.